How much does it cost to own a boat per year?

Annual ownership ranges from $2,000 for small outboard boats to $40,000+ for large yachts, including maintenance, storage, insurance, and fuel.

What are the hidden costs of owning a boat?

Insurance, dockage, winterization, bottom paint, electronics updates, and unexpected mechanical repairs are the most common hidden costs.

Boat Ownership Costs

What it actually costs to own a boat — maintenance, storage, fuel, insurance, and repairs.

Most buyers underestimate the annual cost of boat ownership by 40–60%. Here's what it actually costs in 2026 across boat sizes.

Slip fees vary 5–10x by region. Here's what dockage and dry storage actually cost across the U.S. in 2026.

First-time boat buyers consistently underestimate the recurring costs that aren't in the listing price. Here's the real list.

FAQ

Direct answers to the questions boat owners ask most about marine warranties and repair protection.